It’s the weekend and I found myself lying in bed contemplating a great many things. Between what I wanted to do this Sunday: the need to do laundry, clean the house, go for a hike, write a post for this blog read, rest, recharge my batteries, etc versus what I was able to accomplish Saturday: a hike, electing to be a couch potato and do absolutely nothing. So much to do, so little time to do it. What is my path for this weekend and will it be the same, or will it be different than previous weekends?

I found it to be early, around 1:30 in the morning as I was lying in bed. I had gone to bed about 9:30 that Saturday evening. My typical routine of late when it comes to recharging my batteries. The bedtime routine starts with a text to the kids, who are with their mother this weekend. Just letting them know that I love them and miss them. Often I find myself in a somber mood after I send this text. If they are with me, I make it a point to kiss them good night and remind them to brush their teeth. For me, it is then to my room to brush the teeth, jump on the scale and lament that I cannot loose weight, recall if I took my meds, drink a tall glass of water. I crawl into bed after getting Jewel situated. Start some music on the iPad. Asleep within minutes. It is hotter than normal this time of year in New Mexico. Yet it must be too hot for her, and as she has done of late, Jewel jumps down from the bed and returns to her dog bed in the living room. Not sure if it is cooler, but what it usually means is that at some point in the night, I will be awakened by a whimpering, growling and barking dog who wants me to pick her up and return her to the bed. Wind appears to be picking up this evening. Wonder how many pine cones have fallen in the driveway that I will now have to pick up. Lack of the daily summer monsoons has left the state in need for water. We find ourselves again in a drought situation. Fire restrictions in the forests. Summer again finds itself with limited prospects of camping, and the ever important campfire.
COVID19 continues to keep things muted in terms of a return to normalcy. With this being the fourth month of the new normal, I find the routine outlined above to be my new normal, almost each and every night. I go to bed about 9:30, and find myself awakened after four to five hours of sleep. I lie their, contemplating the day before, what is in store for the next day, what is it about work, about life, finances, my surroundings. Often these thoughts keep me awake until I drag myself out of bed to begin the day. Very seldom do I find myself falling back to sleep. Over the years, I have found it difficult to function during the day if I fall back to sleep.
In one way or another, this has been my sleep cycle for over 40 years. College, graduate school, whatever. Four to five hours of sleep. That is not to say that I never sleep longer. It is my normal. Never the normal six, seven, or eight hours of sleep that other people get. In the past, when I was up by 3:30, it was the same. Shower, coffee, take Jewel for a morning walk around the block. This

Sunday was just like every other day. Nothing in the routine has changed. On those days where I went to work, I would find myself at work between five or six am, starting what was typically a ten to twelve hour day. Working at home with the COVID19 restrictions has not changed that routine much, if at all. Still have time for the morning coffee cabal, even if it is by text messages. Over the past few years, I have vowed an end to the twelve hour day. It all pays the same. This is especially true with the working at home over the past few months. Over the years, I have found it important to leave work AT work and NEVER take it home. Now that I am working from home, at least half time, this NECESSITY is harder to implement.
Somewhere in the typical Sunday routine, I like to find myself reading. As I do enough reading at work, I crave to learn or to entertain myself on the weekends. Whether it is a book, a newspaper, websites, other blogs, I find this another necessity. In fact, when I crawled out of bed this morning, I found myself revisiting those blogs that I found to be my financial favorites. Of late, I find myself starting over financially after the divorce, or at least I feel that way. That does not mean that at age 59-plus that I will have to work when I am 72 in order to retire. That portion of my financial picture is looking good, even with the market volatility caused by COVID19. As my employment situation finds me with a pension, and a healthy 401k on top, my portfolio mix appears to have been able to weather most of the current ups and downs. As I review some of the old financial blog haunts, I come across an old posting on Get Rich Slowly (www.getrichslowly.org). The posting deals with the three questions about life planning. I find myself contemplating this almost all of the time. I have worked hard to keep the financial house in order, but it clearly needs some spring cleaning, some new paint, and there are cracks in the sidewalk.
The article focuses on life planning, which should be viewed as the “human side of financial planning”. It’s basic premise is what are my goals as I stroll along the road of life. In some ways, this blog was my attempt to see what is in store for me over the next 50 years…
For me, this is a work in progress. I am an older baby boomer and a single parent trying to raise two teenage children. As for me, I am trying to figure out what the next 50+ years has in store for me. Please come along for the ride, and come back often. We will not be taking daily trips, but I will try to write often.
TheMcKeeSpot
Every area of life is a path defined by goals. Whether they are personal, financial, career, or other. Goals need to be stated, defined, specific, have a deadline, and define the path (or paths) necessary to achieve the goal. Whether it is finding myself lying in bed and contemplating a great many things: what will I do Sunday in order to make it different from Saturday, trying to figure out what the next 50+ years has in store for me, to will my financial picture today, that I have crafted over the past 30 years, with its own ups and downs, allow me to have the life that I want to achieve?

After that article, I start rereading older posts from the same site, and the posts of others who write about the same or similar things. At one time, I kept a journal of sorts. I documented the plans, how I was doing in terms of achieving goals, whether I was on the correct road. Somewhere I stopped doing those things. I think that it was that somewhere in which I lost a great many things and that I now find myself returning to such efforts. Much of my thinking is associated with my locus of control. Locus of control is described as how people view the world around them, where people place the responsibility of what happens in their lives. It’s the difference in people: how reactive people act versus how proactive people react. Somewhere, my path shifted. At one time I was proactive, then I shifted to being reactive. And now I want to shift back to proactive. It is a difference in what is my circle of concern versus what is my circle of control. It is clearly the frustration and funk that I have written about in past ramblings. It is my contemplation of trying to tie everything together. For what purpose is unclear.